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The Millenial Money Primer by Pranav Vashista – Book Review – A perfect book for Beginners

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  • Post last modified:March 3, 2022
  • Reading time:6 mins read

Author: Pranav Vashista
Publisher: Notion Press

Writing Style


Overall, it’s truly a guide for all those who want to understand finance and investments in a better way. A must-read book.



•Small leaks can sink big ships.•

Wealth Management plays an important role in one’s life, especially for a millennial. With many options available and opinions to consider it’s difficult to get the best solution when it comes to wealth.

Where to invest? How much to invest? What is SIP? Mutual Fund? Credit score? Recurring deposits NSCs, Alternative investments? How to calculate indexation in Debt funds? What are the Types of Mutual Funds?

Bombarded with many questions, this book answers all the questions mentioned above and many other things we are unaware of. These are some questions not many of us are aware of, the concepts which are still unclear to many of us.

Monk.who.wants.a.ferrari_ Pranav Vashista’s book The Millenial Money Primer is for all of us who wants to get clarity on such concepts, who wants to truly understand investments.

The author keeps it easy and simple for the readers and tries his best to give readers the best overview of services or options available for us when it comes to investments. Be it stock market or mutual fund or credit cards, the author explains the advantages and effects of each of them.

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From things to keep in mind while investing to calculating the returns to the government schemes, the author interestingly explains every concept.

What I loved most about the book is the comparisons/tables he created between the alternatives available to give readers a better perspective and an overview making concepts simpler and understandable.

With the simple language, crisp and engaging writing style, the author keeps the readers invested in with many examples and practical approach when it comes to investments.

The author tries to keep it light, candid and to the point. The anecdotes and quizzes at the end of chapters makes it more interesting.

There are concepts that we know but not in-depth like taxes, debt funds, will creation, alternative investments. Here you will get answers to all your questions.

Overall, it’s truly a guide for all those who want to understand finance and investments in a better way. A must-read book.


Keeping with the current times in the vast array of options, Pranav encourages you to take charge of your earnings and your money. Starting with the basics, The Millennial Money Primer provides first hand understanding of the financial terms and of instruments of investments, budgeting and saving.

Written in the language of the millennials in an informal manner it answers questions that one can be hesitant to ask about banking, stocks, mutual funds, credit cards and other money concepts. 

The book contains specially curated chapters on Credit Cards, Taxes, Alternative investments, Debt Funds and will creation.

With anecdotes, examples and quizzes, the book holds attention all through, generating interests to know more about our money decisions affecting how we budget, spend, invest or save our income. 

A must read for all age groups, especially those at the stepping stone of their journey towards financial independence.

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This blog post is part of the blog challenge ‘Blogaberry Dazzle’ hosted by Cindy D’Silva andNoor Anand Chawla in collaboration with RRE Studios.’

This Post Has 23 Comments

  1. Harjeet Kaur

    All four stars! Looks like a really useful book.I am recommending it to my millennial daughter.

  2. Pooja Jha

    Most of us need help in Financial management and investment. I so agree that there so many options out there and deciding on where to invest is really a big challenge. This book seems to be helpful for people like me. Shall go through this.

  3. Kaveri Chhetri

    I am not much of a money person but I am definitely recommending it to my husband who is very interested in investments. I wish some of these could be taught in schools… we would be so much more equipped.

  4. Jasmine

    Handling earnings is a big task. This book seems to clear the doubts and give tips too on managing finance.A Good review done by you.

  5. Swati Mathur

    I could never understand finances and today without investment you cannot secure your future. I think I should pick up this book as you said it is written for beginners like me. Thanks for the recommendation.

  6. Ritu Bindra

    The book sounds like a must-read. Women should manage their own money and this book seems like a step in the right direction. Adding it to my TBR.

  7. Flavia Cutinho

    This is some valuable information, finance stuff in a buy off with me but Im sure ur recommendation might give it a push

  8. Madhu Bindra

    Generally, books on money management are difficult to grasp. But this one does not look like that. Thank you for sharing a detailed review.

  9. Varsh

    Good review. Seems like a helpful book.

  10. Sonia dogra

    You bring a diverse reading list to our tables Vidhya. Never a wrong time to learn about finance and investment. Thanks for the recommendation.

  11. Sadvika Kylash

    Reading about money is not something Ii have tried before. But your review is very interesting

  12. Bhawna Shah

    This book will sure help in planning of our financial matters. Nicely reviewed.

  13. Nikita Jhanglani

    Add this to the wishlisht because, some day, I will proactively understand and take charge of my finances, and I’ll need a starting point!

  14. Sindhu Vinod Narayan

    Understanding finances is difficult is what I thought previously. But now with resource available it’s easier.. I will. Check this out

  15. Vasumathi

    Not my usual kind of read. But of late I have been looking at investments that can give me good returns when I am old :-) This recommendation comes at an apt time!

  16. Zenobia Merchant

    Much needed book for a finance layman like me. Will surely check it out.

  17. Shail Thosani

    Seems like the perfect book to read for understanding basic concepts on wealth management and finance. I will definitely read it. Great review.

  18. Meetali Kutty

    This is a very useful topic especially to someone like me who is not the best at managing finances. This book seems like a good way for me to start so thank you for sharing!

  19. Kashish Mahtani

    Not all of us are well-versed in financial aspects and that’s what makes the book important. Sounds like a great pick – looking forward to getting a copy for myself.

  20. Monidipa Dutta

    I’m a millennial so I get you. I am always like where to invest, but suggestions are good.

  21. Jhilmil D Saha

    This book will be very useful for those interested in investments. I will recommend it to my brother.

  22. Abha Mondal

    We all need need help in Financial management and investment. This seems like a very useful book to understand money management and investment.

  23. Neelam

    THis book seems easy to digest. I am definir=tely gonna check it out

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